Your Life Insurance with Peris

Who is Life Insurance for? Life insurance is aimed at all individuals, with or without family responsibilities, who need to cover their personal and family economic needs against life-related risks.

With life insurance, you can plan for the future of your loved ones in case an unforeseen event jeopardizes your family's well-being and future.

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  • Annual Renewable Term Insurance
    • Inflation-adjusted: The capital increases annually according to the CPI, and the premium increases based on the capital and the age of the insured.
    • Constant: The capital remains constant, and the premium increases based on the age of the insured.
  • Fixed-term Insurance
    • Constant: Both the capital and the premium remain constant throughout the duration of the contract.
    • Increasing: Both the capital and the premium increase according to the chosen percentage during the contract duration.
  • Amortization Insurance
    • Decreasing Fixed-term: The capital decreases according to the established amortization period, and the premium remains constant during the premium payment period, depending on the contract duration.
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Death Coverage

  • This type of insurance guarantees the payment of the insured capital to the designated beneficiaries, as specified in the Particular Conditions, in case of the insured’s death from any cause, with the limitations and exclusions specified in the general conditions (such as suicide, aviation, armed conflicts, etc.).
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  • Absolute Permanent Disability: An irreversible and consolidated physical condition of the insured caused by any reason, leading to the incapacity to maintain any employment or professional activity.
  • Total Permanent Disability: An irreversible and consolidated physical condition of the insured caused by any reason, leading to total ineptitude for performing their usual profession, expressly declared in the application form and specified in the Particular Conditions of the contract.
  • Accidental Death.
  • Accidental Death in Traffic.
  • Absolute Permanent Disability due to Accident.
  • Absolute Permanent Disability due to Traffic Accident.

Need more information or have any questions?