Specialized Insurance for the Chemical and Pharma Industry

Chemical companies, in all their various activities, operate in a highly extensive and elevated risk environment, characterized by significant dynamism and subject to comprehensive regulation.

Sector Insurance

There is a strong need for a highly developed social consciousness due to the sector’s inherent dangers, environmental risks, and cyber risks, linked to the advanced technologies developing in this sector, given its dynamism and adaptability to market and customer needs.

At PERIS, we have the experience and the necessary human resources to support companies in this sector, requiring high professionalism and a thorough, extensive effort to meet the wide-ranging needs of the Chemical and Pharmaceutical Industry.

Prevention Policy is crucial to mitigate risks and must encompass many aspects:

Prevention and minimization of Fire and Explosion risks.
Analysis of adverse weather conditions in each risk situation.
Cybersecurity policy.
Environmental risk prevention.
Business interruption in all its aspects.

Detailed analysis of civil liability risks:

Security policy for own personnel, contractors, and suppliers.
Legal risks derived from contracts with customers and suppliers.
Detailed analysis of products, geographical scope, type of clients, etc.

Placement of different risks, with the established prevention policy:

Own assets (Fire, Explosion, Natural Risks, Machinery Breakdown, etc.).
Business interruption and its consequences.
Cyber risks.
Environmental risks.
Directors and Officers (DO) Liability.

Civil Liability in the Chemical and Pharmaceutical Sector

Special relevance in setting the necessary insured sums, which are typically very large, both in the Chemical Sector, due to the risks during activity, the existence of neighboring entities, and product risks, and in the Pharmaceutical Sector, especially due to the impact of manufactured medications.
Analysis of third-party manufacturing, the risks of “union and mixing,” and product recalls.
Occupational accident risks.
Geographical scope of product placement for the insured and final products.
Clinical trials and their specific insurance, with limits and liability coverage adapted to each case.

We have a specialized Claims Department prepared to handle the multiple facets of a significant claim in these activities. This includes communication, management, legal analysis, monitoring, and control of all our client’s interests until each case is resolved.

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Specialized Insurance for the Chemical and Pharma Industry

Sector Insurance

Civil Liability in the Chemical and Pharmaceutical Sector

Contact our industry specialists

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