Startups and Technology Sector

The success of the technology sector is based on continuous innovation, operating in a constantly changing market where quick decision-making and implementation are crucial.

Startups and tech companies face multiple, very uncertain risks that are difficult to identify, quantify, and manage:

At Peris, we have a long tradition of technological broker. We have always invested in it and continually put significant efforts into leveraging the possibilities that technological innovation offers for our clients and collaborators.
This experience makes us particularly sensitive and provides the knowledge to help the startups and tech companies sector in identifying their risks, quantifying them, and finding the best way to cover them. This requires an individual study of each company, each experience, its specific activity, its scope, etc.

In addition to the usual risks of property damage, traditional civil liability, and employee injuries, companies in this sector face the need for specific insurance:

Cyber Liability Insurance to cover possible data breaches, cyber-attacks, necessary recovery expenses, defense costs, indemnities, etc.
Digital Business Interruption Insurance to cover the permanent expenses and profit of the tech company resulting from those cyber risks.
Employee Fidelity Insurance to cover cases where employees’ infidelity might result in the disclosure of the company’s or clients’ private information, cyber risks, etc.
Professional Liability Insurance to cover errors and omissions that might lead to claims related to the product’s performance or the service provided by our company and its consequences, whether due to negligence, falsehood, or simple error or omission. It guarantees the losses our clients might suffer due to the tech company’s error.
Directors and Officers (DO) Insurance, which protects the assets of the administrators themselves from liabilities derived from their actions leading the company.
In certain cases, it is necessary to analyze the risk of “Intellectual Property,” including damages and defense costs and advice related to patents, trademarks, trade secrets, etc.

Our Claims Department helps companies in the sector manage these claims, which are complex, often include defense costs, specific strategies for each case, etc., until the resolution of the incidents.

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Startups and Technology Sector

Startups and tech companies face multiple, very uncertain risks that are difficult to identify, quantify, and manage:

Contact our industry specialists

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